Why Contracts and Commissions Are Only the Starting Point For many Medicare agents, onboarding follows a familiar pattern. Contracts are signed, carrier portals are activated, and commission schedules are explained. After that, support often becomes inconsistent or reactive. While contracts and commissions are necessary, they do not provide the structure

A Growing Shift in the Medicare Agent Landscape Across the Medicare industry, a quiet but significant shift has been taking place. Independent Medicare agents are increasingly leaving traditional Field Marketing Organizations (FMOs). This movement is not driven by dissatisfaction with independence itself. Instead, it reflects growing frustration with outdated FMO

“Support” Is More Than a Buzzword Most FMOs will tell you they offer “great support.” But when it really counts — during AEP, a tricky contracting issue, or a last-minute compliance question — you’re often left refreshing your inbox, hoping someone replies. At TMS, support isn’t a tagline. It’s the

#1The  Growth Obstacle for Independent Agents Ask any Medicare agent what’s holding them back from doubling their production and you’ll probably hear the same thing: “I can’t afford to market myself.” And it’s true — running ads, printing mailers, and hosting events all take money. It’s a huge leap of

The Problem: You’re Wasting Hours Every Week Most Medicare agents wear too many hats — especially when they’re working alone. Between following up with leads, managing renewals, scheduling appointments, and sending out reminders, many agents spend more time on admin than actual selling. If you’ve ever:       Forgotten

The Independent Agent Dilemma Becoming an independent Medicare agent is often pitched as the ultimate freedom: set your own schedule, control your income, and build your business your way. And in many ways, that’s true. But what most agents discover within a few months of going 1099 is that independence