TMS Insurance Brokerage: Your Trusted Texas-Based Medicare FMO
We get it — choosing the right partner can feel overwhelming. That’s why at TMS Insurance Brokerage, we keep it simple: real support, real tools, and real people who care about your success.
Founded in San Antonio by Medicare veteran Raul Gonzalez, TMS has helped over 225 agents grow their book of business while staying independent. As a top-performing Texas Medicare FMO, we’re proud to have earned top producer awards from Aetna, Humana, UnitedHealthcare, and Wellcare.
What Makes Us Different?
We’re not just another FMO offering contracts and walking away. At TMS, we’re obsessed with helping agents succeed by giving them:
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Smarter tech — like a free CRM with built-in automation, reminders, and follow-ups
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Hands-on support — from a real team that knows your name and has your back
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Freedom with structure — you run your business, we make sure you’re never doing it alone
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Real training, not just a login — from Medicare basics to advanced growth strategies
We use automation to create a human connection, not remove it. And while others talk about support, we deliver it — consistently.
TMS Agents Receive:
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A free CRM with automated client follow-ups
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Up to $900/month in marketing reimbursements
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AHIP & E&O support, compliance resources, and 1-on-1 mentorship
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Help with recruiting, training, and building your own agency
Ready to grow your business your way?
Let’s chat. We’d love to show you what’s possible with TMS.
What makes us different?
We’re not just another FMO offering contracts and walking away. At TMS, we’re obsessed with helping agents succeed by giving them:
Why TMS?
There are many FMO’s and General Agencies out there and we know it. Learn why our agents choose TMS.
Agent Development
We believe that our training is second to none. We have the knowledge to share with you and we make your development our top priority.
TMS Extras
When you’re searching for a Medicare Insurance FMO or a general agency, you want to know that you are being supported. Here are just a few of the things you can expect from TMS.
TMS Cash
Earn Marketing Dollars based off of production
Contracting Support
Our contracting team is here to support you in getting contracted and appointed with our many carriers. You will not feel alone.
Simply Enroll
Your FREE personalized consumer facing quoting and enrollment URL.
Agent Development
We offer best in class Medicare agent training and support. Our goal is to help our agents to become experts on all things Medicare.
On-Going Training
We do regular webinars to keep our Medicare Insurance Broker Training engaged and to make sure that you are writing as much business as you would like to be.
Lead Generation
We have Medicare Insurance Lead Generation programs to help you start making sales immediately and will teach you how to generate your own leads through community marketing.
Since joining TMS 4 years ago, I have not only expanded my Medicare knowledge but also my flexibility of contracting with multiple companies. The support I get is fundamental to having access to contracts, product knowledge and meeting many other agents with the different companies I represent. TMS has helped me become better educated and prepared for the different obstacles in dealing with the whole range of issues that are part of the Medicare plans!
Vince Cuadra
I’m happy to be a TMS agent because through my career TMS has given me the most support . TMS ensures all possible resources and tools are available to me to ensure success. Furthermore, we are an agency that cares about the clients first. That philosophy ensures our continuing growth. I’m proud to be a part of such wonderful team.
Manny Manzano
“Excellence at it’s finest” – when we came to TMS our sales were dismal with no FMO Support to speak of. TMS helped us make the tough and right decisions for our company, resulting in the most successful turnaround, all within a year.
Diana Garcia
Working with TMS has been an incredible experience because of the support I receive. I’ve never felt alone, in fact, I feel like I am part of a family which is so important in this business.
