Are You “Thinking About It”? Here’s What to Do Next If You’re Still Not Sure

Thinking About Partnering With an FMO — But Not Ready Yet? If you’re reading this, chances are you’ve been considering partnering with an FMO like TMS… but you haven’t pulled the trigger yet. Maybe you: Already have a relationship with another group Feel overwhelmed by the idea of switching Want to know exactly what you’re […]
What Support Does TMS Give Its Agents? (Spoiler: It’s Not Just an Email Address)

“Support” Is More Than a Buzzword Most FMOs will tell you they offer “great support.” But when it really counts — during AEP, a tricky contracting issue, or a last-minute compliance question — you’re often left refreshing your inbox, hoping someone replies. At TMS, support isn’t a tagline. It’s the foundation of how we operate. […]
What Is the Marketing Reimbursement Program at TMS? (And How Do You Qualify?)

#1The Growth Obstacle for Independent Agents Ask any Medicare agent what’s holding them back from doubling their production and you’ll probably hear the same thing: “I can’t afford to market myself.” And it’s true — running ads, printing mailers, and hosting events all take money. It’s a huge leap of faith to invest when your […]
How to Use a Free CRM to Automate Your Medicare Business (Without Being a Tech Expert)

The Problem: You’re Wasting Hours Every Week Most Medicare agents wear too many hats — especially when they’re working alone. Between following up with leads, managing renewals, scheduling appointments, and sending out reminders, many agents spend more time on admin than actual selling. If you’ve ever: Forgotten to follow up with a […]
Why So Many Independent Agents Are Choosing FMOs Like TMS in 2025

The Independent Agent Dilemma Becoming an independent Medicare agent is often pitched as the ultimate freedom: set your own schedule, control your income, and build your business your way. And in many ways, that’s true. But what most agents discover within a few months of going 1099 is that independence can also mean isolation. You’re […]
You Don’t Have to Figure It All Out Alone — The Power of Having a Real Team Behind You

One of the biggest myths in the Medicare industry is that “independent” means “on your own.” Yes, you’re your own boss. Yes, you have the freedom to work from anywhere, set your own schedule, and build your business how you want. But that doesn’t mean you have to build it alone. In fact, trying to […]
Medicare Advantage Commission Rates for 2026: Here’s What’s Changing

The Centers for Medicare & Medicaid Services (CMS) has officially released the maximum allowable broker compensation for Medicare Advantage (MA) and Part D (PDP) plans for Contract Year 2026. These updated figures apply to agents and agencies contracted to write MA/PDP plans through CMS-approved carriers. Below is a breakdown of the new maximum rates — […]
Feeling Stuck in the Off-Season? How to Stay Productive Year- Round

AEP might be over, but that doesn’t mean your business has to go quiet. The most successful Medicare agents know that consistency is what builds long-term success — and that there’s plenty to do in the so-called “off-season.” In fact, this time of year is perfect for strengthening relationships, growing your client base, and setting […]
How to Start Selling with Confidence — Even If You Have No Experience

Confidence isn’t something you’re born with. It’s something you build — with structure, support, and repetition. Let’s be honest: most new agents don’t start out feeling 100% confident. And that’s completely normal. You’re stepping into a new space, learning a new system, and being asked to guide clients through life-changing decisions. But at TMS, we […]
Are You Selling the Way You Like — or the Way Clients Understand?

You might love plan details, networks, and drug tiers. But if your client is lost halfway through your explanation — you’re not making the sale. Being a Medicare expert is great. But being understood is what closes deals. What Clients Really Want: Simplicity Clarity Confidence […]