{"id":3227,"date":"2025-11-19T12:50:51","date_gmt":"2025-11-19T12:50:51","guid":{"rendered":"https:\/\/tmsbrokerage.com\/?p=3227"},"modified":"2025-11-19T12:52:26","modified_gmt":"2025-11-19T12:52:26","slug":"tarifas-de-comisiones-de-medicare-advantage-para-2026-estos-son-los-cambios","status":"publish","type":"post","link":"https:\/\/tmsbrokerage.com\/es\/2025\/11\/19\/medicare-advantage-commission-rates-for-2026-heres-whats-changing\/","title":{"rendered":"Tasas de comisi\u00f3n de Medicare Advantage para 2026: esto es lo que est\u00e1 cambiando"},"content":{"rendered":"<p class=\"translation-block\">The Centers for Medicare &amp; Medicaid Services (CMS) ha publicado oficialmente la compensaci\u00f3n m\u00e1xima permitida para corredores que venden planes de Medicare Advantage (MA) y Part D (PDP) para el A\u00f1o de Contrato 2026.\nEstas cifras actualizadas aplican a agentes y agencias contratados para inscribir planes MA\/PDP a trav\u00e9s de carriers aprobados por CMS.\nA continuaci\u00f3n encontrar\u00e1s el desglose de las nuevas tasas m\u00e1ximas \u2014 incluyendo cu\u00e1nto aumentaron con respecto a 2025.<\/p>\n<h2><span style=\"font-weight: 400;\">\ud83e\uddee Comisiones de Medicare Advantage para 2026<\/span><\/h2>\n<table style=\"height: 302px;\" width=\"774\">\n<tbody>\n<tr>\n<td><b>Regi\u00f3n<\/b><\/td>\n<td><b>Inscripci\u00f3n inicial<\/b><\/td>\n<td><b>Comisi\u00f3n de renovaci\u00f3n<\/b><\/td>\n<td><b>% de aumento respecto a 2025<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">National Base (most states)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$694<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$347<\/span><\/td>\n<td><span style=\"font-weight: 400;\">~10.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CT, PA, DC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$781<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$391<\/span><\/td>\n<td><span style=\"font-weight: 400;\">~10.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CA &amp; NJ<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$864<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$432<\/span><\/td>\n<td><span style=\"font-weight: 400;\">~10.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Puerto Rico y las Islas V\u00edrgenes Estadounidenses<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$474<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$237<\/span><\/td>\n<td><span style=\"font-weight: 400;\">~10.7%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"translation-block\"><b> Nota: <\/b> Estos son montos m\u00e1ximos \u2014 la compensaci\u00f3n real puede variar seg\u00fan el carrier y el nivel de contrato.<\/p>\n<h2 class=\"translation-block\">\ud83d\udc8a Comisiones PDP (Prescription Drug Plan) para 2026<\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Producto<\/b><\/td>\n<td><b>Inscripci\u00f3n inicial<\/b><\/td>\n<td><b>Renovaci\u00f3n<\/b><\/td>\n<td><b>% de aumento respecto a 2025<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">PDP (todos los estados)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$114<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$57<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Inicial: ~4.6% \/ Renovaci\u00f3n: ~3.6%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 class=\"translation-block\">\ud83e\udd1d Tarifas de referencia (sin cambios para 2026)<\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Referencia MA:<\/b><span style=\"font-weight: 400;\"> $100<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Referencia PDP:<\/b><span style=\"font-weight: 400;\"> $25<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Estas tarifas aplican cuando refieres a un beneficiario a otro agente, en lugar de inscribirlo t\u00fa directamente.<\/span><\/p>\n<h2 class=\"translation-block\">\ud83d\udd11 Puntos clave para agentes y agencias<\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Las comisiones nacionales de MA aumentaron $68 por cada inscripci\u00f3n nueva (de $626 a $694), marcando el segundo incremento importante consecutivo a\u00f1o tras a\u00f1o.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Las renovaciones importan m\u00e1s: con un aumento promedio de ~$34 en la mayor\u00eda de los estados, los ingresos de renovaci\u00f3n de Medicare Advantage contin\u00faan siendo una parte significativa de la compensaci\u00f3n de los agentes.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Las diferencias regionales siguen vigentes: agentes en CA, NJ, CT y PA reciben l\u00edmites m\u00e1s altos debido a diferencias en el costo operativo reconocidas por CMS.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">Las comisiones PDP tambi\u00e9n subieron ligeramente, aunque en un porcentaje mucho menor comparado con MA.<\/li>\n<\/ul>\n<h2 class=\"translation-block\">\u26a0\ufe0f Recordatorio de cumplimiento<\/h2>\n<p class=\"translation-block\">Aunque estas cifras son p\u00fablicas y provienen directamente de la gu\u00eda de CMS, los agentes deben evitar anunciar o implicar compensaci\u00f3n \u201cgarantizada\u201d a consumidores o leads.\nLos pagos finales de comisiones dependen de:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contratos con carriers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cumplimiento con las pautas de CMS<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Factores espec\u00edficos del plan<\/span><\/li>\n<\/ul>\n<h2 class=\"translation-block\">\u2705 Palabra final<\/h2>\n<p><span style=\"font-weight: 400;\">Estas tasas actualizadas para 2026 ofrecen un contexto importante para cualquier agente:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Planear para el pr\u00f3ximo AEP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evaluar uplines y contratos con carriers<\/span><\/li>\n<\/ul>\n<p class=\"translation-block\">Con el tope de comisiones de MA acerc\u00e1ndose a $700 a nivel nacional, y las renovaciones aumentando de manera constante, construir una cartera s\u00f3lida a largo plazo nunca ha sido m\u00e1s importante.\nAhora es un excelente momento para que los agentes:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">\ud83d\udd0d Revisen sus contratos actuales<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">\ud83d\udcb8 Comparen los pagos de carriers<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">\ud83e\uddf0 Eval\u00faen la fortaleza de sus sistemas de apoyo y retenci\u00f3n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" class=\"translation-block\">\ud83d\udcc6 Comiencen a planear para un AEP m\u00e1s fuerte<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Centers for Medicare &amp; Medicaid Services (CMS) has officially released the maximum allowable broker compensation for Medicare Advantage (MA) and Part D (PDP) plans for Contract Year 2026. These updated figures apply to agents and agencies contracted to write MA\/PDP plans through CMS-approved carriers. Below is a breakdown of the new maximum rates \u2014 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[28],"class_list":["post-3227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medicare-sales","tag-medicare"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Check 2026 Medicare Advantage &amp; PDP Commission Rates<\/title>\n<meta name=\"description\" content=\"Explore about the updated 2026 Medicare Advantage and PDP commission rates, regional variations, and key tips for agents now to plan for a stronger AEP.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tmsbrokerage.com\/es\/2025\/11\/19\/tarifas-de-comisiones-de-medicare-advantage-para-2026-estos-son-los-cambios\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Check 2026 Medicare Advantage &amp; PDP Commission Rates\" \/>\n<meta property=\"og:description\" content=\"Explore about the updated 2026 Medicare Advantage and PDP commission rates, regional variations, and key tips for agents now to plan for a stronger AEP.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tmsbrokerage.com\/es\/2025\/11\/19\/tarifas-de-comisiones-de-medicare-advantage-para-2026-estos-son-los-cambios\/\" \/>\n<meta property=\"og:site_name\" content=\"TMS - 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