{"id":4385,"date":"2026-06-03T15:30:45","date_gmt":"2026-06-03T15:30:45","guid":{"rendered":"https:\/\/tmsbrokerage.com\/?page_id=4385"},"modified":"2026-06-03T15:48:07","modified_gmt":"2026-06-03T15:48:07","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/tmsbrokerage.com\/es\/terms-and-conditions\/","title":{"rendered":"SMS Terms and Conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4385\" class=\"elementor elementor-4385\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6aa34e e-flex e-con-boxed e-con e-parent\" data-id=\"f6aa34e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c383562 elementor-widget elementor-widget-html\" data-id=\"c383562\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<style>\n.tms-legal-page {\n  --tms-blue: #3C99CF;\n  --tms-navy: #263D7D;\n  --tms-ink: #1A2138;\n  --tms-ink-soft: #4A5170;\n  --tms-muted: #6B7390;\n  --tms-bg-soft: #F5F8FC;\n  --tms-bg-blue: #EBF4FB;\n  --tms-line: #E4E9F2;\n  font-family: 'Satoshi', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;\n  color: var(--tms-ink);\n  max-width: 860px;\n  margin: 0 auto;\n  padding: 60px 24px 80px;\n  line-height: 1.7;\n  font-size: 17px;\n}\n.tms-legal-page .tms-legal-header {\n  padding: 40px 0 32px;\n  border-bottom: 3px solid var(--tms-blue);\n  margin-bottom: 48px;\n}\n.tms-legal-page .tms-legal-eyebrow {\n  display: inline-flex;\n  align-items: center;\n  gap: 8px;\n  color: var(--tms-blue);\n  font-size: 13px;\n  font-weight: 700;\n  letter-spacing: 0.15em;\n  text-transform: uppercase;\n  margin-bottom: 16px;\n}\n.tms-legal-page .tms-legal-eyebrow::before {\n  content: \"\";\n  width: 28px;\n  height: 2px;\n  background: var(--tms-blue);\n  border-radius: 2px;\n}\n.tms-legal-page h1 {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: clamp(32px, 4vw, 44px);\n  font-weight: 700;\n  color: var(--tms-navy);\n  margin: 0 0 16px;\n  line-height: 1.15;\n  letter-spacing: -0.025em;\n}\n.tms-legal-page .tms-legal-meta {\n  display: flex;\n  gap: 24px;\n  flex-wrap: wrap;\n  font-size: 14px;\n  color: var(--tms-muted);\n  align-items: center;\n}\n.tms-legal-page .tms-legal-meta strong {\n  color: var(--tms-ink);\n  font-weight: 600;\n}\n.tms-legal-page .tms-legal-summary {\n  background: var(--tms-bg-blue);\n  border-left: 4px solid var(--tms-blue);\n  padding: 24px 28px;\n  border-radius: 8px;\n  margin: 0 0 56px;\n}\n.tms-legal-page .tms-legal-summary h3 {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 16px;\n  font-weight: 700;\n  color: var(--tms-navy);\n  margin: 0 0 8px;\n  letter-spacing: -0.01em;\n}\n.tms-legal-page .tms-legal-summary p {\n  font-size: 15px;\n  color: var(--tms-ink-soft);\n  margin: 0;\n}\n.tms-legal-page .tms-quick-facts {\n  display: grid;\n  grid-template-columns: repeat(3, 1fr);\n  gap: 16px;\n  margin: 0 0 56px;\n}\n.tms-legal-page .tms-quick-fact {\n  background: white;\n  border: 1px solid var(--tms-line);\n  border-radius: 12px;\n  padding: 20px;\n  text-align: center;\n}\n.tms-legal-page .tms-quick-fact .tms-qf-label {\n  font-size: 11px;\n  font-weight: 700;\n  letter-spacing: 0.12em;\n  text-transform: uppercase;\n  color: var(--tms-blue);\n  margin-bottom: 8px;\n}\n.tms-legal-page .tms-quick-fact .tms-qf-action {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 22px;\n  font-weight: 700;\n  color: var(--tms-navy);\n  letter-spacing: -0.02em;\n  margin-bottom: 4px;\n}\n.tms-legal-page .tms-quick-fact .tms-qf-desc {\n  font-size: 13px;\n  color: var(--tms-muted);\n}\n.tms-legal-page h2 {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 26px;\n  font-weight: 700;\n  color: var(--tms-navy);\n  margin: 56px 0 20px;\n  padding-top: 32px;\n  border-top: 1px solid var(--tms-line);\n  letter-spacing: -0.02em;\n}\n.tms-legal-page h2:first-of-type {\n  margin-top: 0;\n  padding-top: 0;\n  border-top: none;\n}\n.tms-legal-page .tms-section-num {\n  display: inline-block;\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 13px;\n  font-weight: 700;\n  color: var(--tms-blue);\n  letter-spacing: 0.1em;\n  margin-right: 12px;\n  vertical-align: middle;\n}\n.tms-legal-page p {\n  margin: 0 0 16px;\n  color: var(--tms-ink-soft);\n}\n.tms-legal-page p strong,\n.tms-legal-page li strong {\n  color: var(--tms-ink);\n  font-weight: 600;\n}\n.tms-legal-page ul {\n  margin: 0 0 20px;\n  padding: 0;\n  list-style: none;\n}\n.tms-legal-page ul li {\n  position: relative;\n  padding: 8px 0 8px 24px;\n  color: var(--tms-ink-soft);\n}\n.tms-legal-page ul li::before {\n  content: \"\";\n  position: absolute;\n  left: 0;\n  top: 16px;\n  width: 8px;\n  height: 8px;\n  background: var(--tms-blue);\n  border-radius: 50%;\n}\n.tms-legal-page .tms-detail-row {\n  display: grid;\n  grid-template-columns: 180px 1fr;\n  gap: 24px;\n  padding: 16px 0;\n  border-bottom: 1px solid var(--tms-line);\n}\n.tms-legal-page .tms-detail-row:last-child {\n  border-bottom: none;\n}\n.tms-legal-page .tms-detail-label {\n  font-weight: 600;\n  color: var(--tms-navy);\n  font-size: 15px;\n}\n.tms-legal-page .tms-detail-value {\n  color: var(--tms-ink-soft);\n  font-size: 15px;\n}\n.tms-legal-page a {\n  color: var(--tms-blue);\n  text-decoration: none;\n  border-bottom: 1px solid rgba(60, 153, 207, 0.3);\n  transition: all 0.15s;\n}\n.tms-legal-page a:hover {\n  color: var(--tms-navy);\n  border-bottom-color: var(--tms-navy);\n}\n.tms-legal-page .tms-keyword {\n  display: inline-block;\n  background: var(--tms-navy);\n  color: white;\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-weight: 700;\n  font-size: 13px;\n  padding: 3px 10px;\n  border-radius: 4px;\n  letter-spacing: 0.05em;\n}\n.tms-legal-page .tms-contact-card {\n  background: linear-gradient(135deg, var(--tms-navy) 0%, var(--tms-blue) 100%);\n  color: white;\n  padding: 36px 32px;\n  border-radius: 16px;\n  margin: 32px 0 0;\n  position: relative;\n  overflow: hidden;\n}\n.tms-legal-page .tms-contact-card::before {\n  content: \"\";\n  position: absolute;\n  top: -50px;\n  right: -50px;\n  width: 240px;\n  height: 240px;\n  background: radial-gradient(circle, rgba(255,255,255,0.15), transparent 60%);\n  border-radius: 50%;\n}\n.tms-legal-page .tms-contact-card-inner {\n  position: relative;\n  z-index: 1;\n}\n.tms-legal-page .tms-contact-card h3 {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 22px;\n  font-weight: 700;\n  color: white;\n  margin: 0 0 8px;\n  letter-spacing: -0.02em;\n}\n.tms-legal-page .tms-contact-card .tms-cc-sub {\n  color: rgba(255, 255, 255, 0.85);\n  font-size: 15px;\n  margin-bottom: 24px;\n}\n.tms-legal-page .tms-contact-grid {\n  display: grid;\n  grid-template-columns: repeat(3, 1fr);\n  gap: 16px;\n}\n.tms-legal-page .tms-contact-item {\n  background: rgba(255, 255, 255, 0.1);\n  border: 1px solid rgba(255, 255, 255, 0.15);\n  border-radius: 10px;\n  padding: 16px;\n  backdrop-filter: blur(10px);\n}\n.tms-legal-page .tms-contact-item .tms-ci-label {\n  font-size: 11px;\n  font-weight: 700;\n  letter-spacing: 0.12em;\n  text-transform: uppercase;\n  color: rgba(255, 255, 255, 0.7);\n  margin-bottom: 6px;\n}\n.tms-legal-page .tms-contact-item .tms-ci-value {\n  font-family: 'General Sans', 'Satoshi', sans-serif;\n  font-size: 16px;\n  font-weight: 600;\n  color: white;\n  line-height: 1.4;\n}\n.tms-legal-page .tms-contact-item a {\n  color: white;\n  border-bottom: 1px solid rgba(255, 255, 255, 0.4);\n}\n.tms-legal-page .tms-contact-item a:hover {\n  border-bottom-color: white;\n}\n.tms-legal-page hr {\n  border: none;\n  height: 1px;\n  background: var(--tms-line);\n  margin: 48px 0;\n}\n@media (max-width: 720px) {\n  .tms-legal-page {\n    padding: 32px 20px 60px;\n    font-size: 16px;\n  }\n  .tms-legal-page .tms-quick-facts {\n    grid-template-columns: 1fr;\n  }\n  .tms-legal-page .tms-detail-row {\n    grid-template-columns: 1fr;\n    gap: 4px;\n  }\n  .tms-legal-page .tms-contact-grid {\n    grid-template-columns: 1fr;\n  }\n  .tms-legal-page h2 {\n    font-size: 22px;\n  }\n}\n<\/style>\n\n<div class=\"tms-legal-page\">\n\n  <div class=\"tms-legal-header\">\n    <div class=\"tms-legal-eyebrow\">Legal \u00b7 SMS Program<\/div>\n    <h1>SMS Terms &amp; Conditions<\/h1>\n    <div class=\"tms-legal-meta\">\n      <span><strong>Effective Date:<\/strong> June 3, 2026<\/span>\n      <span><strong>Program:<\/strong> TMS Insurance Brokerage, INC SMS Alerts<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"tms-legal-summary\">\n    <h3>The short version<\/h3>\n    <p>By opting in, you agree to receive marketing and informational text messages from TMS Insurance Brokerage about our FMO services. Message and data rates may apply. Message frequency varies. Reply <strong>STOP<\/strong> to unsubscribe, <strong>HELP<\/strong> for help. Your consent is never a condition of doing business with us.<\/p>\n  <\/div>\n\n  <div class=\"tms-quick-facts\">\n    <div class=\"tms-quick-fact\">\n      <div class=\"tms-qf-label\">To Unsubscribe<\/div>\n      <div class=\"tms-qf-action\">Text STOP<\/div>\n      <div class=\"tms-qf-desc\">to (877) 661-0751<\/div>\n    <\/div>\n    <div class=\"tms-quick-fact\">\n      <div class=\"tms-qf-label\">Need Help<\/div>\n      <div class=\"tms-qf-action\">Text HELP<\/div>\n      <div class=\"tms-qf-desc\">or email us anytime<\/div>\n    <\/div>\n    <div class=\"tms-quick-fact\">\n      <div class=\"tms-qf-label\">Questions<\/div>\n      <div class=\"tms-qf-action\">877-661-0751<\/div>\n      <div class=\"tms-qf-desc\">info@tmsbrokerage.com<\/div>\n    <\/div>\n  <\/div>\n\n  <h2>Program Details<\/h2>\n\n  <div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Program Name<\/div>\n      <div class=\"tms-detail-value\">TMS Insurance Brokerage, INC SMS Alerts<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Program Description<\/div>\n      <div class=\"tms-detail-value\">By opting in, users can expect to receive informational and marketing messages from TMS Insurance Brokerage, INC regarding our Medicare Field Marketing Organization (FMO) services. These may include agent recruiting updates, contracting reminders, training and event invitations, compliance notifications, AEP\/OEP readiness reminders, agent resource updates, and general marketing communications.<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Opt-Out Instructions<\/div>\n      <div class=\"tms-detail-value\">You can cancel the SMS service at any time. Simply text <span class=\"tms-keyword\">STOP<\/span> to (877) 661-0751. Upon sending STOP, you will receive a confirmation message that you have been unsubscribed. After this, you will no longer receive SMS messages from us. To rejoin, simply sign up as you did initially, and we will resume sending SMS messages to you.<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Support Instructions<\/div>\n      <div class=\"tms-detail-value\">If you are experiencing issues with the messaging program, reply with the keyword <span class=\"tms-keyword\">HELP<\/span> for more assistance, or you can get help directly at <a href=\"mailto:info@tmsbrokerage.com\">info@tmsbrokerage.com<\/a> or by calling <a href=\"tel:877-661-0751\">(877) 661-0751<\/a>.<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Carrier Disclaimer<\/div>\n      <div class=\"tms-detail-value\">Carriers are not liable for delayed or undelivered messages.<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Message &amp; Data Rates<\/div>\n      <div class=\"tms-detail-value\">As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on user activity. For questions about your text or data plan, contact your wireless provider.<\/div>\n    <\/div>\n    <div class=\"tms-detail-row\">\n      <div class=\"tms-detail-label\">Pol\u00edtica de privacidad<\/div>\n      <div class=\"tms-detail-value\">For privacy-related inquiries, please refer to our full <a href=\"https:\/\/tmsbrokerage.com\/es\/politica-de-privacidad\/\">Pol\u00edtica de privacidad<\/a>.<\/div>\n    <\/div>\n  <\/div>\n\n  <h2><span class=\"tms-section-num\">SECTION 01<\/span>Overview<\/h2>\n  <p>TMS Insurance Brokerage provides SMS communications to individuals who have opted in to receive text messages related to our services. These messages may include:<\/p>\n  <ul>\n    <li>Agent recruiting updates and event invitations<\/li>\n    <li>Contracting reminders and onboarding updates<\/li>\n    <li>Training notifications and agent resource updates<\/li>\n    <li>AEP\/OEP readiness reminders<\/li>\n    <li>Compliance and CMS update notifications<\/li>\n    <li>Account-related updates and other service communications<\/li>\n    <li>Marketing messages related to our FMO services<\/li>\n  <\/ul>\n  <p>By opting in to our SMS service, you consent to receive these messages from TMS Insurance Brokerage. Message frequency varies depending on engagement and service-related updates.<\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 02<\/span>Opt-In &amp; Consent<\/h2>\n  <p>By providing your mobile number to TMS Insurance Brokerage, you consent to receive SMS messages at the number provided. <strong>Consent is not a condition of contracting, employment, or any purchase.<\/strong><\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 03<\/span>Message Frequency<\/h2>\n  <p>The number of messages you receive will vary based on your interactions with us, but typical message frequency may include:<\/p>\n  <ul>\n    <li>Recruiting and event updates<\/li>\n    <li>Contracting and onboarding reminders<\/li>\n    <li>Training and resource notifications<\/li>\n    <li>AEP\/OEP and seasonal reminders<\/li>\n    <li>Marketing messages<\/li>\n  <\/ul>\n\n  <h2><span class=\"tms-section-num\">SECTION 04<\/span>Opt-Out &amp; Unsubscribe<\/h2>\n  <p>You can opt out of receiving SMS messages at any time by replying <span class=\"tms-keyword\">STOP<\/span> to any message. Once you opt out, you will no longer receive any SMS messages from us, including service and training updates.<\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 05<\/span>Help &amp; Support<\/h2>\n  <p>If you need assistance, reply <span class=\"tms-keyword\">HELP<\/span> for further instructions or contact us:<\/p>\n  <p><strong>Phone:<\/strong> <a href=\"tel:877-661-0751\">877-661-0751<\/a><br>\n  <strong>Email:<\/strong> <a href=\"mailto:info@tmsbrokerage.com\">info@tmsbrokerage.com<\/a><\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 06<\/span>Data &amp; Privacy<\/h2>\n  <ul>\n    <li>Message and data rates may apply depending on your carrier and plan.<\/li>\n    <li>We do not sell or share your phone number with third-party advertisers.<\/li>\n    <li>For more details on how we collect and use data, please see our <a href=\"https:\/\/tmsbrokerage.com\/es\/politica-de-privacidad\/\">Pol\u00edtica de privacidad<\/a>.<\/li>\n  <\/ul>\n\n  <h2><span class=\"tms-section-num\">SECTION 07<\/span>Mobile Carrier Disclaimer<\/h2>\n  <p>Carriers are not liable for delayed or undelivered messages.<\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 08<\/span>Changes to This Policy<\/h2>\n  <p>We reserve the right to modify these SMS Terms &amp; Conditions at any time. Any updates will be posted on our website.<\/p>\n\n  <h2><span class=\"tms-section-num\">SECTION 09<\/span>Contact Information<\/h2>\n  <p>If you have any questions about these Terms &amp; Conditions, please contact us.<\/p>\n\n  <div class=\"tms-contact-card\">\n    <div class=\"tms-contact-card-inner\">\n      <h3>TMS Insurance Brokerage, INC<\/h3>\n      <p class=\"tms-cc-sub\">A Medicare FMO built for independent agents.<\/p>\n\n      <div class=\"tms-contact-grid\">\n        <div class=\"tms-contact-item\">\n          <div class=\"tms-ci-label\">Phone<\/div>\n          <div class=\"tms-ci-value\"><a href=\"tel:877-661-0751\">877-661-0751<\/a><\/div>\n        <\/div>\n        <div class=\"tms-contact-item\">\n          <div class=\"tms-ci-label\">Email<\/div>\n          <div class=\"tms-ci-value\"><a href=\"mailto:info@tmsbrokerage.com\">info@tmsbrokerage.com<\/a><\/div>\n        <\/div>\n        <div class=\"tms-contact-item\">\n          <div class=\"tms-ci-label\">Address<\/div>\n          <div class=\"tms-ci-value\">1901 NW Military Hwy<br>Ste 200<br>San Antonio, TX 78213<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Legal \u00b7 SMS Program SMS Terms &amp; Conditions Effective Date: June 3, 2026 Program: TMS Insurance Brokerage, INC SMS Alerts The short version By opting in, you agree to receive marketing and informational text messages from TMS Insurance Brokerage about our FMO services. Message and data rates may apply. Message frequency varies. Reply STOP to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-4385","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SMS Terms and Conditions - TMS - Medicare FMO Texas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tmsbrokerage.com\/es\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SMS Terms and Conditions - TMS - Medicare FMO Texas\" \/>\n<meta property=\"og:description\" content=\"Legal \u00b7 SMS Program SMS Terms &amp; Conditions Effective Date: June 3, 2026 Program: TMS Insurance Brokerage, INC SMS Alerts The short version By opting in, you agree to receive marketing and informational text messages from TMS Insurance Brokerage about our FMO services. 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Message and data rates may apply. Message frequency varies. 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